THINGS THE INSURANCE COMPANY DOES NOT WANT YOU TO KNOW

1. THAT IF YOU HAVE COMPREHENSIVE/COLLISION/ RENTAL/MED-PAY YOU CAN MAKE A CLAIM AGAINST YOUR INSURER FIRST
2. THAT YOU DO NOT HAVE TO SIGN A MEDICAL AUTHORIZATION GIVING THEM ACCESS TO ALL OF YOUR RECORDS
3. THAT IF YOU SIGN A MEDICAL INFORMATION RELEASE FORM, THE INSURANCE COMPANY CAN OBTAIN ALL OF YOUR MEDICAL RECORDS, NO MATTER HOW RELEVANT OR OLD
4. YOU CAN GO TO THE DOCTOR OF YOUR CHOICE - YOU DO NOT HAVE TO GO TO THEIR DOCTOR
5. THAT YOU HAVE THE RIGHT TO HAVE YOUR CAR REPAIRED AT THE BODY SHOP OF YOUR CHOICE
6. THAT YOU HAVE THE RIGHT TO CONSULT WITH AN ATTORNEY BEFORE GIVING A STATEMENT OR ACCEPTING THEIR OFFER
7. THE PITFALLS OF SETTLING YOUR CLAIM TOO QUICKLY AFTER AN ACCIDENT
8. THAT THE INSURANCE ADJUSTER IS LOOKING OUT FOR THE INSURANCE COMPANY AND NOT YOU
9. THAT THEIR INTERESTS ARE ACTUALLY ADVERSE TO YOURS - THEY ARE NOT IN THE BUSINESS OF PAYING CLAIMS
10. THAT YOU HAVE A RIGHT TO RECOVER ALL DAMAGES FROM THE INSURER OF THE PERSON RESPONSIBLE FOR YOUR INJURIES, MEDICAL BILLS, WAGE LOSS, PROPERTY DAMAGE, PAIN AND SUFFERING, MENTAL ANGUISH
11. WHAT YOUR CLAIM IS WORTH
12. THAT YOU ONLY HAVE ONE YEAR TO FILE SUIT
13. THAT UNINSURED/UNDERINSURED MOTORIST INSURANCE IS YOUR BEST INSURANCE BARGAIN